How to check a tradie in NSW before you hire

Six checks to run on any NSW tradie before work starts: ABN, licence, insurance, work history, quote and contract rules, where to look and what to expect.

9 min read
Updated 6 November 2026
Cost guide
How to check a tradie in NSW before you hire

Checking a tradie in NSW takes about ten minutes and costs nothing. This guide walks through six checks in order, says where to run each one, and shows what the result should look like before anyone starts work at your home, whether that is a house wash in Bronte or a new water filter in Pymble.

The short answer

Six checks cover almost every job a homeowner books. In order: confirm the business exists and its ABN is active; work out whether the job needs a licence and, if it does, find it on the NSW public register; see a current public liability certificate; look at recent work and speak to a referee; get the quote in writing with the scope spelt out; and, for anything over the Home Building Act's $5,000 mark, make sure the contract rules are followed. The checklist table further down puts all of it on one page.

None of this needs special access. The registers are public and free, and an insurance certificate is a one-page document any insured tradie can email you within the hour.

Check 1: the business and its ABN

Start with the name on the quote. Every tradie operating as a business must have an Australian Business Number, and ABN Lookup, run by the Australian Business Register, confirms it for free with no login. It shows whether the ABN is active or cancelled, the type of entity (sole trader, company, partnership or trust), whether the business is registered for GST, and any historical trading names on record.

What you should see: an active ABN whose entity name matches the name on the quote, or a registered business name linked to it. A sole trader will appear under their own name, which is normal. A quote in a company name should be backed by a company ABN, and the licence and insurance later in this guide should be in that same name. If the ABN is cancelled, belongs to a different business, or the tradie cannot give you one, stop there.

For the person who actually turns up, ask for photo ID and ask whether they are the licence holder, an employee or a subcontractor. Each is fine as long as the paperwork covers them.

Check 2: does the job need a licence, and do they hold it?

NSW licenses building and trade work in two ways. The Home Building Act 1989 sets the first rule: once the labour and materials on residential building work together exceed $5,000 including GST, a contractor licence is required. The second rule covers specialist work, which needs a licence at any value: plumbing, drainage and gasfitting, electrical wiring, and air conditioning and refrigeration. Most of the jobs on this site, from house washing to gardening to rubbish removal, sit below the threshold and outside the specialist classes, so no contractor licence applies and the checks that matter are the ABN and insurance. Water filter installation is the clear exception: any connection into the mains is plumbing work, so it is always a licensed plumber's job.

Whether common jobs need a licence in NSW
JobLicence needed?Which licence
House washing, pressure cleaning, roof and gutter cleaning, window cleaning, gardeningNo, below $5,000None; check ABN and insurance. A council permit may apply to protected trees
Rubbish removalNoNone, but asbestos removal above 10 m² needs a SafeWork NSW asbestos licence
Handyman repairs under $5,000NoNone, provided nothing electrical, plumbing or gas is touched
Deck repairs, pergolas, fencing and other building work over $5,000YesBuilding Commission NSW contractor licence in the right class
Water filters, taps, mixers, hot water, gasYes, at any valuePlumbing, draining or gasfitting licence
Power points, lights, hard-wired pool pumps, anything electricalYes, at any valueElectrical licence
Air conditioning service or installYes, at any valueNSW air conditioning licence and an ARC refrigerant handling licence
Asbestos removalYes above 10 m² of bonded material; always for friableSafeWork NSW Class B or Class A asbestos removal licence

Where a licence is needed, check it on the Service NSW licence search. Any one detail starts a search: the person's or business's name, the licence number or type, an ABN or ACN, or a suburb, postcode or council area. Confirm the name matches the quote, the licence is current, and its classes cover the work; a carpentry licence does not cover plumbing. Many tradies also carry a digital licence in the Service NSW app, which you can ask to see on the doorstep. If the search finds nothing, Service NSW directs you to NSW Fair Trading, and building complaints go to Building Commission NSW.

Check 3: insurance

Request the public liability certificate of currency before work starts, not after something breaks. It is a standard document issued by the insurer or broker, and a tradie who carries cover will have it to hand.

What you should see:

  • the insured name matching the ABN entity or business name on the quote
  • the insurer, policy number and period of insurance, with today's date inside it
  • the policy limit, which should suit the work and your property
  • a business description that matches the job: pressure cleaning, window cleaning at height, tree work and deck sanding are different activities, and some policies exclude work above a stated height

Public liability covers damage to your property and injury to others. It does not cover poor workmanship, which is a consumer law matter, or the tradie's own staff, who need workers compensation.

Check 4: work history and references

A licence and an insurance certificate say a tradie is allowed to do the work. Recent jobs say whether they do it well. Ask for photos of comparable work from the last year or so, and a referee or two you can ring.

Questions worth asking a referee: did they turn up when they said, did the price match the quote, how did they leave the site, and would you book them again. For exterior work, ask where the wash water went and what fall protection was used.

Online reviews help as a pattern rather than a verdict: read the critical ones first and look for repeated themes. A business with no online footprint is not a warning sign in itself, since many good tradies work by word of mouth, but it makes the referee call more important.

Check 5: the quote

Insist on a written quote, even for a half-day job. It is what settles a disagreement later. A good quote names the business and ABN, describes the scope in plain terms, lists what is excluded, states the price including GST, gives a timeframe, says who removes waste and where wash water goes, and sets out payment terms. If the price depends on a site visit, the quote should say so, and variations should come in writing before extra work starts.

The Australian Consumer Law guarantees apply to services bought for the home: the work must be done with due care and skill, be fit for the purpose you made known, and be finished within a reasonable time if no date was agreed. The ACCC's guidance says the remedy for a failure can be a repair, a redo, a refund or compensation depending on the problem. These rights exist whether or not the quote mentions them, and a quote cannot sign them away.

TPS Trade Connect does not set prices; the tradies you're matched with quote directly, and quotes vary with access, condition and size. Compare several written quotes against the published ranges in our house washing, handyman and water filter guides before you choose.

Check 6: the contract rules for bigger jobs

Once a job passes $5,000 including GST, the Home Building Act calls for a written contract, and the NSW Government's contracts guidance sets out what it must contain. For jobs between $5,000 and $20,000 the NSW Government guidance describes a short-form contract: dated, signed by both parties, with the contractor's licence number and a description of the work. Over $20,000 the same NSW Government guidance describes a full contract, with a progress payment schedule, a termination clause, a copy of the Consumer Building Guide, a five-business-day cooling-off period and Home Building Compensation cover in place before any money changes hands.

Two rules apply to deposits. The Act caps the deposit on residential building work at 10 per cent of the contract price, and where Home Building Compensation cover is required the contractor cannot ask for a deposit until you hold the certificate. Progress payments should track work actually completed, not calendar time.

The same guidance makes a point worth repeating: a licence must be held in the name that signs the contract, and an individual's licence does not cover their company. Statutory warranties on residential building work run for six years for major defects and two years for other defects, and they attach to the contracting entity.

The checklist

What to check, where to check it, and what you should see
What to checkWhereWhat you should see
ABNABN Lookup (Australian Business Register), freeActive status; entity or business name matching the quote; GST status consistent with the quote
Who is attendingAsk, and see photo ID on the dayA name you can match to the licence holder, a staff member or a subcontractor on the paperwork
Contractor licence (building work over $5,000)Service NSW licence check, free, or the digital licence in the Service NSW appCurrent licence, same name as the quote, classes that cover the work
Specialist licence (plumbing, gas, electrical, air conditioning)Service NSW licence checkCurrent licence in the specialist class, at any job value
Refrigerant handlingAustralian Refrigeration CouncilA current ARC licence for anyone who handles refrigerant, on top of the NSW licence
Asbestos removalSafeWork NSW list of licensed asbestos professionalsClass B for bonded material over 10 m², Class A for friable
Home Building Compensation (over $20,000)The insurer, or HBC CheckA certificate in your name for your address, before any deposit
Public liability insuranceCertificate of currency from the tradieInsured name matching the ABN entity, dates covering the job, activities matching the work
Workers compensationAsk, if the business has employeesA current policy in the business name
Work historyPhotos and a refereeComparable recent jobs; a referee who confirms punctuality, price and clean-up
QuoteIn writing, by emailScope, exclusions, price including GST, timing, waste and wash water, payment terms
Contract (over $5,000)Signed by both partiesLicence number, description of work, deposit of 10 per cent at most, cooling-off and HBC over $20,000

Red flags

  • A knock on the door. In June 2025, Building Commission NSW warned homeowners to be wary of unsolicited repair offers from people posing as tradespeople, and to verify licences first. That holds in a quiet street in Killara as much as in a flood zone.
  • No ABN or licence number on the quote, or a number that belongs to someone else.
  • A discount for cash with no paperwork. You lose the quote, the invoice and most of your leverage.
  • A deposit above the Home Building Act's 10 per cent cap, or any deposit on a job over $20,000 before you hold the Home Building Compensation certificate.
  • A claim to hold a house-washing or window-cleaning licence. No such licence exists in NSW. The honest version is an ABN, insurance and a method statement for water and heights.
  • Willingness to pressure wash fibro, old eaves or a super six roof. Asbestos cement from before 1990 should never meet a pressure washer or a sander. A tradie who shrugs at that is a risk to your family and the street.
  • Silence on wash water. Detergent, paint flakes, sediment and pool water cannot go down the stormwater drain in NSW. Anyone washing a house, deck or driveway should be able to say where the water will go.

Checks that depend on your property

  • Strata. Work on common property, including building exteriors, windows from the outside and shared driveways, requires the owners corporation's sign-off, usually via the strata manager. A tradie cannot obtain it for you.
  • Heritage. Heritage conservation areas are common across Woollahra, Mosman, North Sydney, Hunter's Hill and Ku-ring-gai, where sandstone and heritage facades need low-pressure methods and external changes may need council approval. Check with council rather than relying on a tradie's assurance.
  • Heights. The WHS Regulation 2017 requires fall controls where a fall could cause injury. For roofs and high windows, expect harness anchors, edge protection, a boom lift, or water-fed poles worked from the ground.

Our regulations page gathers these rules, and the ones on trees, pools and waste, in one place.

What our vetting covers, and what it does not

When you post a job with us, the tradies who respond have already been through these checks. Before a tradie gets their first job through us, we have put photo ID against an active ABN record, checked the public register for any licence the work requires, taken a copy of a current public liability certificate and recorded its limit, reviewed photos of recent jobs around these suburbs and spoken to two referees, and secured their agreement to quote in writing, to meet their Australian Consumer Law obligations and to follow our code of conduct. Homeowner feedback comes back to us after every match, and a tradie who falls short is removed.

What we do not do is the work, the quote or the contract. The independent tradie quotes you directly, contracts with you, carries their own insurance and does the job under their own ABN and licence, so the checks in this guide still belong to you. How it works and how we vet set out the process, and all categories is the place to post a job.

Frequently asked questions

Yes. The Service NSW licence check is free, and Building Commission NSW describes it that way in its own consumer advice. ABN Lookup is also free and needs no login.

No. These jobs sit under the $5,000 mark set by the Home Building Act and are not specialist trades, so no contractor licence applies. What matters is a live ABN, public liability cover that is current, referees, and a quote in writing that covers wash water and heights.

Ask why before you sign. NSW requires the licence to be held in the name that contracts with you, and a licence held by a person does not extend to their company. If the explanation is unclear, check with Service NSW or Building Commission NSW.

Yes, and you should. Ask to see the certificate of currency for their public liability policy and check the insured name, the dates and the business activities against the job. Any insured tradie can have their broker email it the same day.

Raise it with the tradie in writing first, with photos. Under the Australian Consumer Law a service must be performed with due care and skill, and if it was not you can seek a fix, a refund or compensation, scaled to how serious the failure is. If that fails, NSW Fair Trading and, for building work, Building Commission NSW handle complaints.

The Home Building Act only requires a written contract from $5,000 including GST, and a full contract with Home Building Compensation cover from $20,000. Below that, you should still have a written quote that sets out the scope, exclusions, price and timing.

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